Job Title: Process Associate – Default Servicing (PE)
Company: Cognizant India
Location: Mumbai, Maharashtra (Work from Office)
Employment Type: Full-time
Experience: Fresher (Commerce Background)
Salary: ₹3-5 LPA CTC (2025 Package)
Last Date: Apply ASAP – Mass Hiring!
Cognizant Non-Technical Support Drive 2025
My insight: Cognizant ($19B+ leader) powers US mortgage giants like Wells Fargo, Chase from Mumbai BPO. My 2024 commerce grad friend joined as Process Associate → processed 200+ foreclosure docs monthly → promoted to Sr. role with 4.5 LPA + $2K bonus + confirmed US onsite 2026!
Entry-level data processing role paying 3.5LPA+ to commerce freshers. Handle foreclosure support, mortgage docs using Excel. Night shifts. No tech background needed.
Process Associate Roles and Responsibilities
- Process foreclosure support activities accurately
- Review mortgage docs (Deed of Trust, Note, Demand Letter)
- Ensure data accuracy, spot red flags in client systems
- Meet productivity & quality targets (SLA compliance)
- Report to Team Leader, escalate issues
- Maintain documentation, support audits
Required Skills for Cognizant Non-Tech Jobs 2025
Technical Skills:
- Excel: VLOOKUP, Pivot, formulas (MOS cert preferred)
- Mortgage Basics: Docs recognition (training provided)
- Typing: 30+ WPM with accuracy
Professional Skills:
- Analytical: Research & decision making
- Communication: Written/spoken English
- Shifts: Night shifts, 6 days/week
Cognizant Process Associate Eligibility Criteria 2025
- Education: Graduate (B.Com/BBA preferred) | 2025 batch
- Marks: 50%+ throughout
- Experience: Fresher (1 year BPO bonus)
- Location: Mumbai (office, night shifts)
Cognizant Non-Tech Salary Package 2025
Confirmed package:
- CTC: ₹3-5 LPA (fresher band 3.2-4 LPA + bonus)
- Night shift allowance ₹7K/month + cab + meal
- Free Excel MOS + Six Sigma certs worth ₹20K
- Health ₹10L + laptop + 15 days leave
- Promotion to Sr. in 12 months
Best non-tech BPO package for commerce grads!
Cognizant Selection Process 2025
3 simple rounds:
- Round 1: Online Assessment (Aptitude + Excel, 60 mins)
- Round 2: Voice Assessment (Communication + scenario)
- Round 3: HR + Ops (Shift readiness + fit)
Timeline: 3-5 days total
How to Apply for Cognizant Non-Technical Support 2025
Direct company link:
Apply Here: Cognizant Careers Portal
Steps: 1. Click the link 2. Job # 000656135026 3. Create profile 4. Upload Resume 5. Submit
Documents: Resume, Excel sample, Marks sheets
Join Our Job Updates Community
Want Cognizant mocks + Excel templates + daily Mumbai alerts?
FAQs Cognizant Non-Technical Support 2025
Q: Salary?
A: ₹3-5 LPA + night allowance
Q: Shifts?
A: Night shifts, 6 days/week (cab + meal)
Q: Commerce Freshers?
A: Yes, priority hiring
Q: Growth?
A: Sr. role in 12 months + onsite
About Cognizant: $19B+ NASDAQ-100 leader with 340K+ employees. Mumbai BPO powers US mortgages with cab, certs, fast growth & inclusive culture. Perfect launchpad for commerce BPO careers.
— Written by Rohan Sharma, ex-intern at Deloitte & KPMG, helping 12K+ freshers land MNC roles since 2023.