Job Role: Data Scientist Associate
Company: JPMorgan Chase & Co.
Job Location: Bengaluru, Karnataka, India (Parcel 9, Embassy Tech Village)
Job Type: Full-Time
Eligible Experience: 4+ years applied experience in data science/analytics
Work Mode: Hybrid / On-site (as per company policy)
Expected CTC: Competitive mid-level package (indicative ₹15-30 LPA based on market trends for JPMorgan Chase Data Scientist Associate roles in Bengaluru with 4+ YOE; actual based on interview/performance)
JPMorgan Chase Data Scientist Associate Overview
JPMorgan Chase is a leading global financial institution offering innovative solutions in consumer banking, credit cards, auto financing, and more. This Data Scientist Associate role in the Auto Data and Analytics team (Consumer & Community Banking) focuses on developing ML models, data pipelines, and predictive analytics to drive decisions in auto lending, delivering actionable insights to senior leadership.
This is a strong mid-level DS role for folks with solid ML/Python/SQL experience who want impact in consumer finance—great if you enjoy translating models to business value and collaborating with stakeholders. Not ideal for freshers (requires 4+ years of applied experience) or those without a production ML/deployment background.
Roles and Responsibilities
- Develop and deploy machine learning models and analytics solutions for auto lending problems
- Design and build scalable data pipelines and feature engineering frameworks
- Translate complex model outputs into actionable insights for strategic decisions
- Collaborate cross-functionally to identify analytics-driven improvement opportunities
- Own production, optimization, and automation of key analytics deliverables and reporting
- Monitor business metrics/initiatives, assess impact, and recommend improvements
- Stay current with emerging data science techniques, tools, and trends
Eligibility Criteria for JPMorgan Chase Data Scientist Associate
Mandatory Requirements
- Formal training/certification in data science/analytics + 4 years applied experience
- Strong proficiency in SQL and Python (or R) for large-scale data manipulation/analysis
- Hands-on experience building/deploying ML models (scikit-learn, XGBoost, TensorFlow, etc.)
- Solid understanding of statistical methods applied to business problems
- Ability to work independently in a fast-paced environment and deliver results
- Strong communication to explain technical concepts to non-technical stakeholders
- Proven track record translating business problems into analytical solutions
Preferred Skills
- Industry experience in auto lending, consumer finance, credit risk, marketing analytics, or operations
- Experience with cloud platforms/tools (AWS, Azure, Databricks, Snowflake)
- Knowledge of advanced ML (ensemble methods, neural networks, NLP)
- Exposure to Generative AI/LLMs (GPT, RAG, prompt engineering)
JPMorgan Chase Salary, Benefits and Perks
- CTC: Competitive (indicative ₹15-30 LPA for Associate DS in Bengaluru; includes base, bonus, benefits)
- Comprehensive health, financial, retirement, and well-being benefits
- Professional development, learning opportunities, and career mobility
- Inclusive culture with focus on diversity, equity, and accommodations
- Opportunity to influence large-scale consumer banking decisions
CTC figures are indicative based on recent JPMorgan Chase Data Scientist hiring patterns in Bengaluru/India (from Levels.fyi, AmbitionBox, Glassdoor). Actual offers may vary depending on experience, interview performance, negotiation, and location.
JPMorgan Chase Selection Process
- Online application and resume shortlisting
- Initial screening / technical assessment (coding/SQL/ML)
- Technical interview(s) on ML modeling, Python/SQL, statistics, and case studies
- Behavioral/leadership round and final selection
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How to Apply for JPMorgan Chase Data Scientist Associate
Official Apply Link:
Apply Online – JPMorgan Chase Careers
Documents Required: Updated resume, academic mark sheets/certificates, and relevant certifications
Note: Apply before January 30, 2026—applications reviewed on a rolling basis.
FAQs for JPMorgan Chase Data Scientist Associate 2026
Who can apply for this role?
Candidates with 4+ years of applied DS/analytics experience, strong Python/SQL/ML skills, and a finance domain interest.
Is this role suitable for freshers?
No. Requires formal DS training + 4 years applied experience.
Is work from home available?
Hybrid (mix of office and remote) at the Bengaluru location.
What is the domain focus?
Auto lending analytics, predictive modeling, credit risk, and business impact in consumer finance.
About JPMorgan Chase
JPMorgan Chase is one of the world’s oldest and largest financial institutions, providing innovative solutions in investment banking, consumer banking, commercial banking, asset management, and more—serving millions globally.
Last Updated January 2026 | Job verified and active until January 30, 2026